I don't have insurance on my vehicle. My car was parked in the street when a drunk driver hit my car. Obviously, the driver was at fault and was arrested. What would I have to do now?

First, you need to see if the drunk driver has insurance. If so, they will pay the lessor of the following options: the amount to fix your vehicle, your vehicle's value, or the limit of coverage that was purchased by the drunk driver. If the drunk driver was uninsured, you will need to seek legal help to recover your property loss.

Well i think first of all you need to go for an insurance company and get register yourself.

I can't say one should adapt the insurance policies or not. But its true that if you have insurance for your car, certainly all of the cost would be paid by the insurance company in case of your accident.

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